Rails and currencies
Which currencies and rails MedFX supports
Patients pay in US dollars, euros, pounds or dirhams. Clinics receive the currency of their own country. Here is every rail we use on each side.

What your patient sends
Patients pay from their own bank, in their own currency, over a local rail. Anyone else can pay in US dollars by SWIFT.
| Currency | Rail | Typical arrival |
|---|---|---|
| USD US dollar | ACH | Same day to 2 business days |
| RTP | Real-time | |
| Fedwire | Real-time | |
| SWIFT | 1 to 4 business days | |
| EUR Euro | SEPA Credit Transfer | Same day |
| SEPA Instant | Real-time | |
| GBP Pound sterling | Faster Payments | Real-time |
| CHAPS | Same day | |
| BACS | Up to 3 business days | |
| AED UAE dirham | IPP | Real-time |
| FTS | Same day |
What your clinic receives
Local currency, in a local bank account, over the rail your country uses. More corridors are available on request.
| Country | Currency | Rail | Typical arrival |
|---|---|---|---|
| Brazil | BRL | Pix | Real-time |
| TED | Same day | ||
| Mexico | MXN | SPEI | Real-time |
| Turkey | TRY | FAST | Real-time |
| EFT | Real-time | ||
| Colombia | COP | Bre-B | Real-time |
| Bank transfer | Next business day | ||
| Costa Rica | CRC | SINPE | Real-time |
| Dominican Republic | DOP | Bank transfer | Same day to next business day |
| Argentina | ARS | Transferencias 3.0 | Real-time |
| COELSA | Next business day | ||
| Chile | CLP | TEF | Next business day |
| Peru | PEN | Bank transfer | Next business day |
| Thailand | THB | PromptPay | Real-time |
| Malaysia | MYR | DuitNow | Real-time |
| South Korea | KRW | KFTC | Real-time |
| FirmBanking | Real-time | ||
| Poland | PLN | Elixir | Same day |
| Czech Republic | CZK | CERTIS | Same day |
| Romania | RON | SENT | Same day |
| United Arab Emirates | AED | IPP | Real-time |
| FTS | Same day | ||
| Egypt | EGP | Bank transfer | Next business day |
Arrival times are estimates, not guarantees. They depend on the rails involved, bank cut-off times, compliance reviews and third-party networks. Per-transfer limits apply and vary by rail. Availability varies by country and partner.
Not on the list?
Additional corridors can be arranged on request. Tell us where your clinic is and where your patients live, and we will tell you what is possible. Pricing is quoted per clinic and is shown before each transaction is confirmed.

Tell us where your patients come from and where your clinic is.
We will tell you which rails and currencies fit, and what onboarding takes. No forms. Message us or pick a time.