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MedFX

Payments for clinics with international patients

Accept payments from patients abroad.

MedFX gives your clinic local bank details in dollars, euros, pounds and dirhams. Your patient pays the way they would at home. You receive reais, pesos, lira or another local currency in your own bank account.

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  • KYB and sanctions screening on every clinic
  • Pix, SPEI, FAST, SEPA, ACH, Faster Payments
  • Not a bank. Licensed banking partners.
A smiling doctor in a white coat with her arms crossed
Payment statusIllustration
  1. Patient sent the transferUSD by ACH
  2. Funds received and clearedMatched to reference PT-0147
  3. Converted at the quoted rateRate shown before confirming
  4. Paid to the clinicBRL by Pix, real-time
BRL via Pix
A patient paying at a clinic reception desk with a phone and card terminal

The problem

Patients are ready to pay. The payment gets in the way.

A patient abroad has decided on your clinic. Then comes the part nobody enjoys.

  • International wires arrive short.

    Banks along the route can take a fee out of the transfer, so the amount that lands is lower than the amount that was sent. Your coordinator then chases the gap.

  • Cards put a processor and a dispute window between you and the money.

    The patient's bank converts the currency, and a dispute can arrive after the procedure.

  • Matching payments to patients is manual.

    Screenshots on WhatsApp, partial transfers and two patients with the same surname. Reconciliation lands on whoever is closest to the phone.

Who it is for

Built for clinics that treat patients from abroad

Plastic surgeons, hair transplant surgeons, dentists and orthodontists in Brazil, Mexico, Turkey and other medical travel destinations.

How it works

From a patient's bank app to your bank account

Four steps. Onboarding is done once. After that, each new patient gets their own payment details.

  1. 1

    We verify your clinic

    You send company documents and owner ID. We run identity, business and sanctions checks before any account opens.

  2. 2

    Your patient gets local bank details

    For each patient we issue payment instructions in their own currency: dollars, euros, pounds or dirhams, with a reference that ties the payment to them.

  3. 3

    The patient pays by bank transfer

    They send money from their own bank app, the way they pay a bill at home. No card, no international wire form, no IBAN guesswork.

  4. 4

    You receive local currency

    We convert and send reais, pesos, lira or another local currency to your bank account over Pix, SPEI, FAST or the local rail. You see the payment against the patient.

Behind the scenes, funds move over stablecoin rails so they can settle faster than through correspondent banks. Your patient pays in ordinary money and you receive ordinary money. You never need to hold or handle crypto. Read the details.

Rails and currencies

Local rails on both sides of the payment

Your patient uses the rail their bank already supports. You are paid on the rail your country uses every day.

Your patient pays in

  • USDUS dollarUnited States, and anywhere via SWIFTACHRTPFedwireSWIFT
  • EUREuroEurozoneSEPA Credit TransferSEPA Instant
  • GBPPound sterlingUnited KingdomFaster PaymentsCHAPSBACS
  • AEDUAE dirhamUnited Arab EmiratesIPPFTS

You receive

See every rail and currency

Destinations

Clinics in Brazil, Mexico, Turkey and beyond

All rails and countries

Also available in Colombia, Costa Rica and Dominican Republic. More corridors on request.

Security and compliance

Checked before it opens. Monitored while it runs.

Moving money across borders is regulated for good reasons. We follow those rules from the first document to the last payout.

  • Every clinic is verified

    Company documents, owner identity and sanctions screening before an account opens.

  • Payments are monitored

    Ongoing transaction monitoring for fraud and financial crime.

  • Licensed banking partners

    Banking, FX and local-rail services come from licensed banking partners. MedFX is not a bank.

  • Costs shown first

    Fees, exchange rate and any applicable taxes appear before you confirm a transaction.

How we handle compliance

Questions

What clinics ask us first

Something not covered here? Message us on WhatsApp and a person will answer.

Read all questions

Tell us where your patients come from and where your clinic is.

We will tell you which rails and currencies fit, and what onboarding takes. No forms. Message us or pick a time.

Message us on WhatsAppBook a 30-minute call